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Life insurance needs change over time. This article presents five guidelines to help determine an appropriate amount of life insurance coverage.

Nearly half of current retirees retired earlier than planned. Here are some steps to help prepare for the unexpected.

Whether shopping online or hitting the mall this holiday season, these tips might help save time and money.

As of March 2025, the U.S. national debt was a record $36.21 trillion, while the 2024 deficit of $1.83 trillion was the third-highest on record.

Even if most of a married couple’s retirement assets reside in different accounts, open communication and teamwork can help them craft a unified retirement strategy.

Although it’s scary to consider the possibility of a cancer diagnosis, it might be helpful to prepare for the financial implications.

Thanks to a new federal law and rules issued by the U.S. Department of Transportation, airline passengers could have extra consumer protections.

Nearly 60% of U.S. adults are uncomfortable with their level of emergency savings. Here are some potential ways to access funds.

Auto insurance premiums increased more than 18% between July 2023 and July 2024. This article outlines some steps that may help reduce premiums.

Among all the economic indicators released each month, these three reports may have the strongest effect on the market.

Life insurance offers a way to make a substantial gift to charity while also benefiting from favorable tax rules.

An umbrella personal liability insurance policy can provide additional coverage in the event of a high-dollar liability claim or legal judgment.

Tipping culture is changing, and consumers are feeling uneasy about where, when, and how much to tip.

A strategy called pension maximization may enable a married pensioner to elect the higher payments of a single-life annuity while also providing for the spouse’s financial future.

The Inflation Reduction Act of 2022 included two provisions allowing rebates for home energy efficiency retrofit projects and home electrification and appliance projects.

The Federal Reserve’s Beige Book provides a concise narrative overview of the economy in each of the 12 Federal Reserve Bank Districts and is readily available to the public.

Although long-term care insurance is typically a “use-it-or-lose-it” proposition, these alternatives can help pay for care if it’s needed or provide a death benefit for beneficiaries if it’s not.

When a workplace retirement plan offers both Traditional and Roth accounts, it may help to understand their key features and distinctions.

While yields are off highs not seen since before the Great Recession, investors might consider some of the Treasury security types and maturities outlined in this article.

The article explains why a phased retirement program can be a positive experience for employees, employers, and customers.

Wider use of artificial intelligence is one reason that the prospect of a four-day workweek (with no loss in pay) is now being taken seriously by companies around the world.

While growth stocks have dominated the market for the last two decades, some analysts believe there could be a shift to value stocks, which have outperformed for much of the market’s history.

This article outlines some important IRS cost-of-living adjustments for 2025.

When a mortgage is recast, the borrower puts money toward the principal balance of a home loan, reducing the monthly payment.

High earners may not be eligible to contribute to a Roth IRA, but some people can use a workplace plan to save more and create a source of tax-free retirement income.

Couples with opposite philosophies regarding saving and spending often have trouble finding common ground. This article offers tips on working out financial differences.

Setting up a retirement plan provides a way to help shelter more income from taxes and save money for the future.

This article provides an overview of indexed annuities.

There are two ways to obtain Medicare coverage: Original Medicare and Medicare Advantage. Here’s how they work.

Credit cards are being used more than ever. This article offers suggestions for choosing and using a credit card.

In 2023, large bank failures brought renewed attention to the risks banks take to earn money, the role of the FDIC, and the insurance that covers customer deposits.